Business Edition® Visa® Card with Absolute Rewards®

A card that rewards you for your spending.

  • No annual fee.1
  • 0% introductory Annual Percentage Rate (APR)1 on purchases and balance transfers for the first 6 billing cycles.
  • APR after the introductory period will be 13.99% - 20.99% APR depending on your credit worthiness. This APR will vary with the market based on the Prime Rate.
  • The Transaction Fee for Balance Transfers is an introductory 4% with a minimum of $10 for the first 6 billing cycles after your account is open. After that, the Balance Transfer Fee is 5% with a minimum of $10, applies to each balance transfer you make.

Rewards:

  • 5 points per $1 spent2 on qualifying business expenses (up to $25,000 during each 12 billing cycle period, after that 1 point per $1).
  • 2 points per $1 spent2 on qualifying gas and dining transactions (up to $25,000 during each 12 billing cycle period, after that 1 point per $1).
  • 1 point per $1 spent2 on all other qualifying net purchases.
  • Rewards can be redeemed for merchandise, gift cards, statement credits and more. Plus you have 3 years to use your points before they expire.

Please see the Summary of Credit Terms for important information on rates, fees, costs, conditions and limitations.

If you take advantage of this offer and make additional purchases with your credit card you will be charged interest on those purchases unless you pay your statement balance, including the balance associated with this offer, by the statement due date. For example, if you make a balance transfer to your account for $1,000 and then make a $500 purchase, you must pay the statement balance of $1,500 by your due date in order to avoid paying interest on the $500 purchase, unless the applicable interest rate on that purchase is 0%.

1 For additional information about Annual Percentage Rates (APRs), fees and other costs, please see the Summary of Credit Terms. Your minimum payment will be applied to balances starting with the lowest APR first. Amounts paid in excess of the minimum payment will be applied to balances starting with the highest APR first.

2See the Rewards Terms and Conditions in the Summary of Credit Terms for details.

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Small Business Credit Card

TCF® small business credit cards

Easily make last minute orders on the supplies and materials you need, stay on top of employee purchases and better manage your cash flow with a credit card designed to help your company grow.
    Thinking about applying for a credit card for your small business? Our cards give you:
  • A safety net for unexpected expenses.
  • Ability to establish credit history while your company grows.
  • A way to meet expenses during off-seasons.
  • Purchase Protection against theft and damage for the first 90 days after your completed transaction.


  • With all TCF Small Business Visa Credit Cards you can:
  • Access free management reports for easier expense tracking, simplified tax paperwork prep and monthly forecasting.
  • Access your transaction history and payment information anytime through your credit card account.

Cards are issued by First Bankcard®, a division of First National Bank of Omaha, pursuant to a license from VISA U.S.A. Inc. VISA and VISA SIGNATURE are registered trademarks of Visa International Service Association and used under license.

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