Business Edition® Secured Visa®Card

Get a fresh start with valuable benefits.

  • $39 annual fee.1
  • 18.99% variable Annual Percentage Rate (APR)1 on purchases and balance transfers based on the Prime Rate.
  • The Transaction Fee for Balance Transfers is 5% with a minimum of $10, applies to each balance transfer you make.
  • Request a credit limit between $2,000 and $100,000, depending on how much you put down as a security deposit, subject to credit approval2.
  • Required security deposit is 110% of your approved credit limit; $2,200 minimum, $110,000 maximum.2

Please see the Summary of Credit Terms for important information on rates, fees, costs, conditions and limitations.

1 For additional information about Annual Percentage Rates (APRs), fees and other costs, please see the Summary of Credit Terms. Your minimum payment will be applied to balances starting with the lowest APR first. Amounts paid in excess of the minimum payment will be applied to balances starting with the highest APR first. 
2 You may only charge up to your approved credit limit, which will be less than the deposit you provide. Your security deposit may not be refundable if your account is in default. Deposit is held by First National Bank, Member FDIC.

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Small Business Credit Card

TCF® small business credit cards

Easily make last minute orders on the supplies and materials you need, stay on top of employee purchases and better manage your cash flow with a credit card designed to help your company grow.
    Thinking about applying for a credit card for your small business? Our cards give you:
  • A safety net for unexpected expenses.
  • Ability to establish credit history while your company grows.
  • A way to meet expenses during off-seasons.
  • Purchase Protection against theft and damage for the first 90 days after your completed transaction.


  • With all TCF Small Business Visa Credit Cards you can:
  • Access free management reports for easier expense tracking, simplified tax paperwork prep and monthly forecasting.
  • Access your transaction history and payment information anytime through your credit card account.

Cards are issued by First Bankcard®, a division of First National Bank of Omaha, pursuant to a license from VISA U.S.A. Inc. VISA and VISA SIGNATURE are registered trademarks of Visa International Service Association and used under license.

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