TCF U Card Student Checking Account Next Steps

Thank you for choosing to bank with TCF Bank! The following steps outline what you need to do to activate your checking account and familiarize yourself with using it. There's a lot you will have to do before classes begin, so take some time now to ensure your account is ready when you need it.

University of Minnesota Duluth Sweatshirt

Get your free UMD sweatshirt.

Visit TCF Bank inside the UMD Kirby Student Center to receive your FREE UMD sweatshirt. Bring your deposit of at least $25 (if you haven't already made an opening deposit) to receive your sweatshirt on the spot. Be sure to bring your photo ID or account number and your sweatshirt coupon.

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TCF Online and Mobile Banking

Enroll in digital banking

Use your PIN, which you created on campus or which came in the mail, to enroll in digital banking. Once you’re enrolled, download the new TCF Bank mobile app for your mobile device and deposit checks, check your account balance, pay tuition or rent and much more.

Enroll now
Card Activation

Activate your TCF Debit Card.

Once you receive your TCF Debit Card, follow the instructions on the card to activate. Use your new TCF Debit Card everywhere Visa® is accepted and at ATMs.

setup direct deposit

Set up direct deposit for financial aid or payroll.

For payroll direct deposit, contact your employer’s HR office and request the form. For financial aid, visit the UMD One Stop Office located in the Solon Campus Center, or log in to your my UMD student account at and follow the instructions for direct deposit. You will need your checking account number and TCF Bank’s ABA routing number, 291070001.

Free Savings Account

Link your TCF Free Savings account

Be prepared for life’s little surprises. A Free Savings account gives you flexibility with no minimum balance, no monthly fee and a $25 minimum opening deposit. You can link it to your checking account as part of overdraft protection services. Other fees may apply.

Financial education

Complete TCF Bank's free online Financial Education course.

Enhance your money management skills in college and beyond.

Learn more
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