University of Minnesota Duluth
TCF U Card Student Checking

The ATM operator may charge a fee. An international service fee will apply to transactions conducted outside the U.S.

These include, for example, overdrafts, returned item NSFs, dormant account, ATM transactions at non-TCF ATMs, paper statements, check orders and other optional services.

TCF National Bank (TCF) has arrangements with several colleges and universities to offer on-campus banking services to their students and faculty. These services include checking and savings accounts with a linked VISA® branded debit card. At the student’s option, the student’s campus ID card can also double as a debit/ATM card. These banking services do not include a credit card or financial aid disbursement services.

TCF’s campus banking services are offered on competitive terms, and are not required for students to receive other services from the school. Taking into account its conveniently located branch offices and ATMs, TCF’s campus banking services provide an excellent value for students.

TCF is providing the following information concerning TCF’s arrangements with their schools to assist students, and their parents, in making their banking choices.

View a copy of TCF’s agreements with University of Minnesota.

PAYMENTS BY TCF TO SCHOOL:

Payment for Each Account (Royalty)

Guaranteed Annual Minimum Royalty

One-Time Payment at start of Agreement and/or One-Time Payment Based on Number of Accounts

Annual Scholarship Funding

Reimbursement for Supplies

Additional Payments for Branch Office Space

These include, for example, excessive withdrawals, ATM transactions at non-TCF ATMs, and other optional services. To avoid excessive withdrawals, only make up to six of the following transfers/withdrawals from your savings account during a month or your monthly statement period: (1) to another account you have with TCF or to a third party by pre-authorized or automatic transfer; (2) by telephone, fax, or online banking; (3) by check or draft; (4) by debit card (if we have issued a card for your account); or (5) by similar order by you and payable to third parties.