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These include, for example, overdrafts, returned item NSFs, dormant account, ATM transactions at non-TCF ATMs, check orders and other optional services.
The ATM operator may charge a fee. An international service fee will apply to transactions conducted outside the U.S.
The 0.25% off the normal interest rate on TCF home equity lines of credit, 2nd mortgages (other than defensive rewrites), auto and personal installment loans. Payment on the loans must be made electronically through the Automated Clearing House from a TCF checking or savings account to be eligible for the discount. The discount cannot be used in conjunction with any other promotional rate offers. Not all consumer loans are eligible for this discount and it does not apply to extensions or renewals. Current rates are subject to change without notice. Loans are subject to approval.
CD interest bonus offers are an increase in the interest rate payable by TCF on Certificates of Deposit (excluding Jumbo CDs). Not available on non-personal accounts. There is a substantial penalty for early withdrawal of funds from certificates and fees could reduce earnings. The bonus cannot be used in conjunction with any other promotional rate offers.