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prepaid card

A card that puts you in control.

With the ZEO Prepaid Visa® Debit Card, you can do a lot without paying a lot. Get started with as little as $25 at a TCF branch.

Here's how the ZEO Card can work hard for your money:
  • Shop online, in stores or anywhere Visa is accepted.
  • Make purchases using the latest Mobile Payment services, including Android PayTM Apple PayTM and Samsung Pay.
  • Withdraw cash at a TCF Bank branch, any ATM or at merchant locations that offer cash back with purchase.
  • Pay bills with thousands of merchants using your ZEO Card.
  • Load money onto your ZEO Card at a TCF Bank branch, through direct deposit or at a Visa ReadyLink location.
  • Manage your ZEO Card online, or over the phone.
Here's what you pay:
  • A one-time $4 purchase fee.
  • A monthly fee of $4.

Other fees apply.
See a complete list of ZEO Card fees and policies.
If you already have a ZEO Card log in to your account.
Android Pay is a trademark of Google Inc. Apple Pay is a trademark of Apple Inc. Samsung and Samsung Pay are trademarks or registered trademarks of Samsung Electronics Co., Ltd. Samsung Pay is available on select Samsung devices. ©2016 Samsung Electronics America, Inc.

zeo check cashing

Get your cash now with check cashing.

ZEO Check Cashing makes cashing your payroll, government and personal checks easy at any TCF Bank branch.
  • Cash a wide variety of check types.
  • Get your funds immediately.
  • Pay a 1% fee for each government or printed payroll check, 3% for all other checks. $1 minimum fee.
  • Pay bills with thousands of merchants using your ZEO Card.

zeo savings

A smart way to start saving.

Ready to save some money? A ZEO Savings account is designed to make it easier to save your hard-earned cash, whether it's $20, $200 or $2,000.
  • No minimum balance.
  • No monthly maintenance fee.
  • Earn interest on every dollar saved. See current rates and fees.
  • FDIC insured.
  • Protect what you have saved - this limited access account does not allow ATM or Debit Card transactions, TCF Online Bill Pay or account-to-account-transfers.

Want to check your balance? Enroll in TCF online banking.

zeo western union

Send money with confidence using Western Union®.

With ZEO, you can use Western Union Money Transfer® to send money across town, across the country or around the world.

zeo bill pay

Use Western Union to pay bills.

Sometimes you need to pay a bill right away. If you want to avoid late payments, you can use Western Union® bill payment services to help pay your bills on time.

zeo money orders

Need a money order? No problem.

With ZEO, it's easy to purchase TCF Money Orders to pay bills, give money to family or get your rent paid.
  • Money orders allow you to deliver money safely.
  • Pay a flat $5 fee for each money order.

To get ZEO, visit a TCF Bank branch today.

We'd love to talk with you one-on-one about ZEO and the services it offers. Stop by any TCF Bank branch to learn more, ask questions and discover how ZEO can make your life easier by giving you the choices you deserve.

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