Recipients can register a card and keep track of balances and view transactions online.
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Qualifying withdrawals to receive monthly fee waiver are posted items including: (1) debit card purchases, not including ATM withdrawals or gift card purchases; (2) withdrawals using TCF’s online bill payment service; (3) ACH (automated) withdrawals; and (4) checks you write against your account.
The ATM operator may charge a fee. An international service fee will apply to transactions conducted outside the U.S.
These include, for example, overdrafts, returned item NSFs, dormant account, ATM transactions at non-TCF ATMs, paper statements, check orders and other optional services.
Card purchase fee $4.95, monthly inactivity $5.00 per month following 12 consecutive months of inactivity, and card reissue fee $15.00 (regular mail); $30.00 (express mail).
TCF provides zero fraud liability for unauthorized use of your card. If you tell us within 2 Business Days after you discover the loss or theft of the Card, you will not be liable for any losses resulting from the use of the Card without your permission. Business Days are Monday through Friday. If you do not tell us within 2 Business Days after learning of the loss or theft, you may be liable for as much as $500. Certain conditions and limitations may apply.