Online and Mobile Banking

You live your life on the go. With TCF Online and Mobile Banking, your banking goes with you. You have access to your accounts anytime, anywhere. Its convenience banking designed to suit your lifestyle.

TCF Online and Mobile Banking

Move your money

With Online Banking, you can transfer money between your TCF accounts with just a few keystrokes. And with TCF Online Bill Pay, you can pay your bills quickly and easily, wherever you have access to the Internet. You can even set up online reminders so you never miss a due date.

Online mobile manage

Track your cash

Keep track of your money without the hassle of paper statements. With TCF Online Statements, you can view up to three years of monthly account statements online. It’s safe, simple and completely paper-free.

Online mobile download

Download the TCF Mobile App

Everything you need is at your fingertips with the free TCF Mobile App. Available for your iPhone®, iPad® or AndroidTM smartphone or tablet; the app makes it fast and easy to pay bills, transfer funds, see your balance and more.

To access TCF Mobile Banking you must be enrolled in online banking, and enable access from the Mobile tab.

Get iOS appGet Android app

Online and Mobile Banking

TCF Online Banking features and benefits:
  • Check account balances
  • View transaction history
  • Pay bills
  • Transfer funds between qualifying TCF accounts
  • View images of cleared checks and deposit slips
  • Enroll in Mobile Banking
  • Enroll in Online Statements
  • Reorder checks
  • Establish account alerts
TCF Mobile Banking features and benefits:
  • Check account balances
  • View transaction history
  • Pay bills
  • Transfer funds between qualifying TCF accounts
  • Find TCF branches, ATMs
You will need to provide the following information:
  1. Social Security number (SSN), Federal Tax ID Number, or if you don’t have one,  your date of birth
  2. Your TCF account number
  3. Your PIN (used at TCF ATMs or TCF Phone Banking), for some loan customers (this PIN may have been mailed to you)
  4. Personal email address
To access TCF Mobile Banking, you must first be enrolled in TCF Online Banking. If you are already enrolled in Online Banking, simply log in to Online Banking and select the Mobile tab, accept the TCF Mobile Banking Terms of Service, then follow the remaining instructions.

TCF Online and Mobile Banking is FREE for all consumer checking accounts.

Small Business Banking
  • TCF Online and Mobile Banking: $2.95 per month. This fee is waived if you enroll in online statements or Bill Payment service.
  • Bill Payment: $5.95 per month for up to 25 items. Each additional bill payment over 25 per month is $.40 per bill payment. This fee is waived if you enroll in online statements.
You can begin using TCF Online Banking as soon as your online enrollment is complete.  It may take up to two business days for your transaction information to display.

Your privacy and security are as important to us as they are to you. TCF Bank uses sophisticated technology to ensure that your personal information and confidential transactions remain safe, secure and private.

In order to use our online banking service, your browser must support the Secure Socket Layer (SSL) protocol. SSL provides a secure channel to send and receive data over the Internet using encryption capabilities. "Encryption" means we will scramble the data we send back and forth to prevent third parties from accessing your information. We also protect your privacy and security through a series of routing and firewalls that prevent unauthorized persons from obtaining your account information.

You authorize and authenticate your online banking transactions through the use of your password or PIN (Personal Identification Number). You are responsible for maintaining the secrecy of your password or PIN. Learn more about TCF Online Privacy and Security Policy.

You will need an Internet browser, mobile device, or tablet that supports secure communications. TCF Online Banking is always viewed best with the most recent generally available version of the following browsers: Internet Explorer®, Chrome, Safari®, and Firefox®.

If you forgot your password, you may choose to either create a password immediately or you may have a new temporary password sent to your email address. You must have a valid email address already established in your online banking profile to use this service.

To create a new password or request a temporary password:
  1. Click the forgot password link on the TCF Online Banking Confirm Authentication Credentials and Enter Password page
  2. Answer your challenge question
  3. Select either Create New Password Now or Send Temporary Password To My Email
  4. If you select Create New Password Now
    • Answer the questions to validate your
    • Enter and confirm a new desired password
  5. If you select Send Temporary Password To My Email
    • You will receive a secure email with a temporary password
    • You will be required to change your temporary password after logging in to Online Banking
A reminder email with your Login ID can be sent to your email address.  You must have a valid email already established in your online banking profile to use this service. To request your Login ID, follow these steps:
  1. Select the Forgot Login ID? link from the secure login page
  2. Provide the information requested to authenticate your identity on the Forgot Login ID page
  3. You will receive a secure email with your Login ID
To change your Login ID or password:
  1. Log in to TCF Online Banking
  2. Select Preferences on the Home tab
  3. Select Change Login ID or Change Password
To prevent unauthorized use of your accounts and prevent others from viewing your information, TCF automatically logs you off of your Online Banking session after a period of inactivity.
The service will accumulate and store up to 180 days of activity. If you sign up for Online Statements, account activity is available up to 18 months.
Images of checks and deposit slips will be available online for up to 180 days. Online Statements that include images may be viewed for up to 18 months.
Yes, you can transfer funds from any qualifying TCF account(s) for which you are the owner to any other qualifying account(s) at TCF (even if you are not an owner).  For example, you can transfer funds from your TCF account to your child's account at TCF.
Once you have enrolled, you can access any TCF deposit or loan account you own.
Any bill payment items that were processed as a paper check and have been posted to your account can be viewed online.  Electronic bill payments can be viewed in your transaction history.
There are no images for items such as check card transactions and ACH deposits and withdrawals.

Online Statements

An Online Statement is an electronic version of the paper statement you receive monthly for your checking and savings accounts. It includes all of the same information that you currently receive in your paper statement, including canceled check images, legal notices and the back page of your statement.
Online Statements are free.
All checking and statement savings accounts are eligible for Online Statements. To receive statements online for combined checking and savings statement accounts, call our Customer Service and request that those accounts be uncombined.
No. Combined checking and savings statements are not eligible for Online Statements. To receive statements online for those accounts, call Customer Service and request that those accounts be uncombined.

Online Statements are both safe and convenient.  Accessible only during a secure online banking session, Online Statements help guard your personal information while reducing the clutter and hassle of paper statements.  View up to 3 years of past statements online anytime and from anywhere you have Internet access.

Online Statements may also save you fees if your checking account is subject to the paper statement fee. For more information on the paper statement fee, view the Deposit Account Services & Prices Schedule for your state.

Log in to TCF Online Banking and select the Accounts Tab followed by: Statements -> Manage Delivery Options.  Under the Delivery Method column in the drop down boxes, select "Online Only" for each account that you want to receive an Online Statement. Preview your selections and then select Submit.
You will automatically have a minimum of two months of statements available online after you enroll. Your next statement will appear online at the same time you would receive your paper statement.
If you enroll your accounts in Online Statements, you will no longer receive a paper statement in the mail for those accounts. However, if you signed up for Online Statements in a branch, you must first log in to Online Banking from a non TCF computer to fully complete the enrollment process.
Your Online Statement will be presented to you electronically in Portable Document Format (PDF). To view, print or save the PDF, you will need to download a free copy of Adobe® Acrobat Reader.
No, you can choose which accounts you would like to enroll in Online Statements.
Call Customer Service and we can help you sign up for Online Statements.
Yes. Your Online Statement will look identical to your paper statement, including canceled check images, legal notices and will also include the back page of your statement.
You will receive a secure notification to your TCF Online Banking mailbox when your statement is available to view online. You can also set up an alert to your email address.
Log in to TCF Online Banking, select the Accounts Tab, and then the Statements option. Select the account and time period you would like to view.
Yes, you can print your statement from digital banking.
Your statements will be available online for 3 years.
Yes, if you received images of your canceled checks with your paper statement.
You will have 3 years of statements available online. Call Customer Service to obtain copies of statements older than 3 years (fees may apply for copies; see the Deposit Account Services & Price Schedule for your state).
Yes, any joint account owner can sign up that account for Online Statements.
Yes. All inserts (policy changes, account notices, privacy information, marketing information, etc.) will be included in the PDF.

Bill Pay

To pay your bills online, you must first enroll in TCF Online Banking. To add Online Bill Payment to your existing TCF Online Banking service:
1.Log in to Online Banking
2.Select Bill Payment tab
3.Select Enroll
You can pay almost any bill online that is payable in the United States. There is an exception for payments to many government agencies.

Payment timing can vary by payee, and delivery dates are based on the way payments are delivered to payees.  If your payee has electronic payment capability, it will take about two days for your payee to receive your payment.  If we have to send a check, it could take up to four days for your payee to receive your payment.  Payee lead times, the amount of time your payee requires to process a payment, may also vary.  

TCF’s bill payment service includes a Smart Calendar, which can help you determine when you should schedule a payment based on the payee’s delivery method and the lead times.  When making your payments, select the appropriate Due Date, and the calendar will automatically display available Due Dates for that payee.  The earliest available Due Date for payees may vary based on delivery method and payee processing times. Please note that payee posting and cut-off times vary.  

Please check with your payee for exact details on how payments are credited.

Yes.  You can set up your own reminders for any bills that need to be paid.  We will automatically display the amount and the number of days remaining until a payment is due in your payee list.

An eBill is an electronic version of your paper bill that you can elect to receive directly into your online banking under the Payments tab.  You can then view your entire bill and pay immediately or schedule future payments directly.  

eBills are available for many payees and will be set up for only those payees you choose.  Once you have an eBill set up for a payee and start receiving it, your payee may stop sending you a paper bill as you will now receive your eBill in TCF bill payment service.  

It typically takes 1-2 billing cycles for you to begin receiving your bill online.

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