VA Loan

Exclusively for veterans, active duty service members, and surviving spouses.

Learn more

Adjustable rate mortgage (ARM)

This loan option may allow for lower mortgage interest rates initially, which may result in lower initial monthly payments. An ARM typically carries a lower interest rate and adjusts annually.

Jumbo loan

Intended for homebuyers with excellent credit who seek competitive home financing for loan amounts greater than the conforming loan limit of $484,350.

  • Loan amounts up to $1.5 million
  • Eligible properties include primary residences and secondary homes

Non-warrantable condominium

If you are looking to buy a non-standard condominium, or if you are under contract to purchase a non-warrantable condominium, we have loan options to fit your needs.

  • Loan amounts up to $750,000
  • Adjustable and fixed-rate options
  • Primary residence and second homes are eligible
  • New, newly converted and mixed-use projects may be accepted

HomeReady® loan

The HomeReady loan from Fannie Mae may help you afford a home sooner than you think!

Highlights of the program include:
  • Low down payment
  • Reduced interest rate
  • Borrower is not required to be a first-time homebuyer
  • May be used for purchase or refinance of current mortgage loan
  • Convenient online homebuyer education courses for purchaser
  • Section 8 income accepted

Fannie Mae student loan solutions

Through Fannie Mae, we are able to offer options to make homeownership more affordable for borrowers with student debt. These solutions include:

    Student loan cash-out refinance
  • Offers current homeowners the flexibility to use their home equity to pay off high interest rate student loans.
  • Debt paid by others
  • Excludes non-mortgage debt (including credit cards, auto loans and student debt, paid by someone else) from the borrower’s debt-to-income ratio, which can increase eligibility to qualify for a home loan.
loan originator congratulates man on new home

Ready to get started?

TCF mortgage loan originators are highly skilled and trained to help you navigate the complete landscape of home loan financing.

Find a mortgage loan originator

No-cost, no-obligation home loan checkup

Over time, your finances and life situation may change. A no-cost, no-obligation home loan checkup is a great way to ensure your home loan still aligns with your current goals, even if you didn’t get your original loan with TCF Home Loans.

Fill out the form, or visit a local banking center and let our team help you find the best fit for you.

Contact us
Questions? We’re here to help you find the answers.
Call to speak to a mortgage loan originator.
Are you a robot?

* Required

By selecting Submit, you agree that TCF National Bank may call or text you at any phone number you provide during this online session. If the phone number you provide is registered to a mobile device, your mobile carrier's charges may apply. Your consent is not a condition of purchase.
You also agree that TCF National Bank may contact you at the email address you provide. You can revoke your agreement to receive marketing emails at any time. Your mobile carrier's charges may apply.

Thank you!
A TCF home loans consultant will contact you within the next few days during your preferred timeframe. If you need to speak with someone before then, please call 1-833-667-9515.
Submit another inquiry
"Sorry, that information failed to process. Please try again or call us at 1-833-667-9515."

All loans are subject to credit approval.

Equal Housing Lender
Your Location
Personalize your banking experience by entering your location.
ZIP code is required.