When you deposit a check or make a transfer, the funds aren’t immediately available. Here’s important information you should know.
Checks deposited using mobile deposit have a different schedule. To see when your funds will be available, log into our mobile app and select Deposit check. If you make a deposit after 10 p.m. Central Time at a TCF ATM or using TCF’s digital, mobile or phone banking services, add one business day to the schedule above.
Information for new customers
The $250 same business day check availability does not apply. Your deposited checks will be available funds on the fifth business day after the day of your deposit. We may, in some cases, shorten this time period.
What’s considered a business day?
Weekends and most holidays are not business days, so a deposit made on a non-business day will post on the first business day after the deposit was made.
What’s the timing for savings accounts?
Savings accounts have a different schedule. See the schedule here.
Enroll now! Select one and continue.
I don’t have a login ID and have not banked online with TCF.
I have a login ID to bank online and can use it to log in now.
Such as check printing, overdraft and non-sufficient funds fees.
Wire transfers or account transfers.
Personalize your banking experiences by providing us with your location.
Zipcode is required
You're leaving our site
You are leaving TCF's website and entering a third-party website that TCF does not control. TCF is providing this link as a convenience and does not endorse and is not responsible for the products, services, links, content, privacy or security policies, or system availability of this website. TCF's links to social media sites are also being provided as a convenience. TCF does not endorse and is not responsible for any and all content not posted by TCF.