When you deposit a check or make a transfer, the funds aren’t immediately available. Here’s important information you should know.
Checks deposited using mobile deposit have a different schedule. To see when your funds will be available, log into our mobile app and select Deposit check. If you make a deposit after 10 p.m. Central Time at a TCF ATM or using TCF’s digital, mobile or phone banking services, add one business day to the schedule above.
Information for new customers
The $250 same business day check availability does not apply. Your deposited checks will be available funds on the fifth business day after the day of your deposit. We may, in some cases, shorten this time period.
What’s considered a business day?
Weekends and most holidays are not business days, so a deposit made on a non-business day will post on the first business day after the deposit was made.
What’s the timing for savings accounts?
Savings accounts have a different schedule. See the schedule here.
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