Your funds availability

When checking deposits are available

When you deposit a check or make a transfer, the funds aren’t immediately available. Here’s important information you should know.

Checks deposited using mobile deposit have a different schedule. To see when your funds will be available, log into our mobile app and select Deposit check. If you make a deposit after 10 p.m. Central Time at a TCF ATM or using TCF’s digital, mobile or phone banking services, add one business day to the schedule above.

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