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Secured Visa® Card

Get the credit card that helps you to start fresh by helping build or rebuild credit.

  • $25 annual fee.1
  • 20.99% variable Annual Percentage Rate (APR)1 on purchases and balances based on the Prime Rate.
  • Request your credit limit by providing a single deposit between $300 and $5,000 (multiples of $50) when you apply, subject to credit approval.
  • In as little as 11 months, you may qualify for an unsecured card and have your deposit automatically refunded to you when you maintain a good payment history on your Secured Visa Card, and meet new credit card account credit approval.
  • The Transaction Fee for Balance Transfer is 5% of the amount of each transfer with a minimum of $10.

Please see the Summary of Credit Terms for important information on rates, fees, costs, conditions and limitations.

1 For additional information about Annual Percentage Rates (APRs), fees and other costs, please see the Summary of Credit Terms. Your minimum payment will be applied to balances starting with the lowest APR first. Amounts paid in excess of the minimum payment will be applied to balances starting with the highest APR first.

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Personal Credit Cards

TCF personal credit cards

Planning a vacation, making a big purchase, or going shopping? We offer credit cards to help you on your way.

With all TCF personal Visa credit cards you can:

  • View your FICO® Credit Score each month online - for free.
  • Access your transaction history and payment information anytime through your credit card account.
  • Design your card by adding a favorite photo of yourself, your family, a pet, a recent vacation or your child's artwork — the possibilities are endless!
Explore your options

Cards are issued by First Bankcard®, a division of First National Bank of Omaha, pursuant to a license from VISA U.S.A. Inc. VISA and VISA SIGNATURE are registered trademarks of Visa International Service Association and used under license.

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