Shop smart and safe with this low introductory rate credit card.
- No annual fee.1
- $25 statement credit when you make a purchase within the first 3 billing cycles.2
- 0% introductory Annual Percentage Rate (APR)1 for the first 12 billing cycles on balance transfers.
- After the introductory APR, your APR will be 12.24% to 22.24% based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
- An introductory balance transfer fee1 of 3% for the first 12 billing cycles applies to this offer (minimum fee $10). After 12 billing cycles, a balance transfer fee of 5% applies to each balance transfer that you make (minimum fee $10).
Please see the Summary of Credit Terms for important information on rates, fees, costs, conditions and limitations.
You must pay your entire statement balance (including all promotional purchase and balance transfer balances) by the due date each month to avoid being charged interest on new purchases from the date those purchases are made, unless your new purchases are subject to a 0% interest rate.
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1 For additional information about Annual Percentage Rates (APRs), fees and other costs, please see the Summary of Credit Terms. Your minimum payment will be applied to balances starting with the lowest APR first. Amounts paid in excess of the minimum payment will be applied to balances starting with the highest APR first.
2You will earn a $25 statement credit after the first purchase is posted to the Account within the first 3 billing cycles after the Account is opened. Please allow 6-8 weeks after you qualify for the statement credit to be applied to your credit card account.