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Maximum Rewards® Visa® Card

A card that rewards you for your spending.

  • No annual fee.1
  • Earn 1 point per $1 spent2 on all qualifying net purchases
  • You have 5 years2 to redeem your points.
  • Redeem points2 for merchandise, gift cards, statement credits and more.
  • 0% introductory Annual Percentage Rate (APR)1 on purchases and balance transfers for the first 12 billing cycles after account opening.
  • After the introductory APR, a variable APR based on the Prime Rate between 16.74% and 23.74% depending on your credit worthiness will apply.
  • The Transaction Fee for Balance Transfer is an introductory 3% with a minimum of $10 for the first 12 billing cycles after your account is open. After that, the Balance Transfer Fee is 5% with a minimum of $10, applies to each balance transfer you make.

Please see the Summary of Credit Terms for important information on rates, fees, costs, conditions and limitations.

If you take advantage of this offer and make additional purchases with your credit card you will be charged interest on those purchases unless you pay your statement balance, including the balance associated with this offer, by the statement due date. For example, if you make a balance transfer to your account for $1,000 and then make a $500 purchase, you must pay the statement balance of $1,500 by your due date in order to avoid paying interest on the $500 purchase, unless the applicable interest rate on that purchase is 0%.

1 For additional information about Annual Percentage Rates (APRs), fees and other costs, please see the Summary of Credit Terms. Your minimum payment will be applied to balances starting with the lowest APR first. Amounts paid in excess of the minimum payment will be applied to balances starting with the highest APR first.
2 See the Rewards Terms and Conditions in the Summary of Credit Terms for details.

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Personal Credit Cards

TCF personal credit cards

Planning a vacation, making a big purchase, or going shopping? We offer credit cards to help you on your way.

With all TCF personal Visa credit cards you can:

  • View your FICO® Credit Score each month online - for free.
  • Access your transaction history and payment information anytime through your credit card account.
  • Design your card by adding a favorite photo of yourself, your family, a pet, a recent vacation or your child's artwork — the possibilities are endless!
Explore your options

Cards are issued by First Bankcard®, a division of First National Bank of Omaha, pursuant to a license from VISA U.S.A. Inc. VISA and VISA SIGNATURE are registered trademarks of Visa International Service Association and used under license.

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