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Maximum Rewards® Visa® Card

A card that rewards you for your spending.

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Summary of Credit Terms

  • Earn unlimited 1.5 points per $1 spent on net purchases simply, everywhere you shop.2
  • Redeem reward points for cash back, gift cards, travel and merchandise2
  • Plus, you have 5 years from when points are awarded to use them before they expire.2
  • 0% introductory Annual Percentage Rate (APR)1 for the first 6 billing cycles after the account is opened on purchases and balance transfers.
  • After the introductory APR, your APR will be 17.99% to 27.99% based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
  • A balance transfer fee1 of 5% applies to each balance transfer that you make (minimum fee $10).
  • No annual fee.1

Please see the Summary of Credit Terms for important information on rates, fees, costs, conditions and limitations. Minimum monthly payments required.

You must pay your entire statement balance (including all promotional purchase and balance transfer balances) by the due date each month to avoid being charged interest on new purchases from the date those purchases are made, unless your new purchases are subject to a 0% interest rate.

1 For additional information about Annual Percentage Rates (APRs), fees and other costs, please see the Summary of Credit Terms. Your minimum payment will be applied to balances starting with the lowest APR first. Amounts paid in excess of the minimum payment will be applied to balances starting with the highest APR first.

2 See the Rewards Terms and Conditions in the Summary of Credit Terms for details, including earning, redemption, expiration or forfeiture.

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Show your Gopher pride. Get rewarded.

Enjoy the same benefits of the TCF Maximum Rewards® Visa® Card, while representing your favorite team with every purchase. Earn rewards and show your school spirit with the Maximum Rewards® Visa® Card, proudly brought to you by the University of Minnesota Alumni Association.

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Summary of Credit Terms

Personal Credit Cards

TCF personal credit cards

Planning a vacation, making a big purchase, or going shopping? We offer credit cards to help you on your way.

With all TCF personal Visa credit cards you can:
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Cards are issued by First Bankcard®, a division of First National Bank of Omaha, pursuant to a license from VISA U.S.A. Inc. VISA is a registered trademark of Visa International Service Association and used under license.

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