Teen wearing a tank top listening to music with ear buds

TCF® Teen Checking

Form healthy habits for the financial future of teens ages 14 to 17. No monthly maintenance fee for active accounts. TCF will convert this account to a TCF Free Student Checking® account (designed for ages 18 to 24) when the minor reaches 18.

Your location:

Minimum opening deposit


Monthly maintenance fee

Parent or guardian must be a joint account holder.
Other fees may apply

To open an account and verify eligibility requirements, please visit a branch.

Visit a branch

Learn more about your account

Woman wearing a polka dot dress holding an umbrella and standing in front of a giant clipboard
Overdraft services

Although teenagers can’t elect to have overdraft service, there is a possibility for overdrafts to occur.

Woman with brown hair pushing a shopping cart in front of a giant clock
Available funds

The time of day and type of deposit affect when your funds are available.

Man wearing a red long-sleeved shirt holding a large yellow check
Routing number

Find your routing number with the help of this guide.

Your Location
Personalize your banking experience by entering your location.
ZIP code is required.