Form healthy habits for the financial future of teens ages 14 to 17. No monthly maintenance fee for active accounts. TCF will convert this account to a TCF Free Student Checking® account (designed for ages 18 to 24) when the minor reaches 18.
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This feature is not an overdraft prevention tool. Locking your card won’t affect pending transactions, electronic payments you’ve set up with a biller, automatic transfers, checks you’ve written and other transactions from your account that don’t use your debit card. If any of these payments exceed your available balance, you may still face a returned item NSF or overdraft fee, depending on your overdraft election.
These include, for example, overdrafts, returned item NSFs, excessive withdrawals, ATM transactions at non-TCF ATMs, and other optional services. To avoid excessive withdrawals only make up to six of the following transfers/withdrawals from your savings account during a month or your monthly statement period: (1) to another account you have with TCF or to a third party by pre-authorized or automatic transfer; (2) by telephone, fax, or online banking; (3) by check or draft; (4) by debit card (if we have issued a card for your account); or (5) by similar order by you and payable to third parties.
These include, for example, overdrafts, returned item NSFs, dormant account, ATM transactions at non-TCF ATMs, paper statements, check orders and other optional services.
These include, for example, overdrafts, returned item NSFs, dormant accounts, ATM transactions at non-TCF ATMs and other optional services.