TCF Free Checking

TCF® Teen Checking

Form healthy habits for the financial futures of teens ages 14 to 17.

Don’t stop now! Please provide your ZIP code to see if this product is available in your area.
  • Free digital banking with a mobile app, which allows teens and their parents to monitor the account from their mobile device.
  • Protect your money by instantly locking your TCF® Debit Card, right from your phone or computer, if it's lost.
  • Free withdrawals at TCF ATMs, plus TCF fees waived for up to two withdrawals per statement cycle at non-TCF ATMs.
  • Free, instantly issued debit card with tap to pay.
  • Pay by phone using Apple Pay®, Google Pay and Samsung Pay.
  • Free paper statements in addition to free online statements.


  • Parent or legal guardian is required to cosign for the account.
  • No monthly maintenance fee or minimum balance requirements.
  • $25 minimum opening deposit.
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