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TCF Free Checking® account

A convenient, free checking account without the hassle of a minimum balance. Plus there’s no monthly fee for active accounts with online statements. Other fees may apply.

Don’t stop now! Please provide your ZIP code to see if this product is available in your area.

  • Free digital banking, including online bill pay.
  • Free withdrawals at TCF ATMs.
  • Free, instantly issued debit card with wave to pay.
  • Pay with your phone by linking your free checking account to a mobile payment app, such as Apple Pay®, Google Pay and Samsung Pay.

Details

  • No monthly maintenance fee or minimum balance requirements.
  • $25 minimum opening deposit.
  • Other fees, such as paper statement and dormancy fees, may apply to free checking accounts.
  • View a summary of Free Checking’s most common fees and terms here.

Adding an optional Free Savings account gives you a separate place to build your savings, with no monthly fee. Excessive withdrawal and other fees may apply to Free Savings accounts. Limit one account per person.

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