Worry Free Family Time

TCF Free Checking®

A convenient checking account without the hassle of a minimum balance. Plus there’s no monthly fee for active accounts with online statements. Other fees may apply.

This product is not available for ZipCode
  • Free digital banking, including online bill pay.
  • Free withdrawals at TCF ATMs.
  • Free, instantly issued debit card with wave to pay.
  • Pay with your phone using Apple Pay®, Google Pay and Samsung Pay.

    Details
  • No monthly maintenance fee or minimum balance requirements.
  • $25 minimum opening deposit.
  • Other fees, such as paper statement and dormancy fees, may apply.
  • View a summary of Free Checking’s most common fees and terms here.

  • Adding an optional Free Savings account gives you a separate place to build your savings, with no monthly fee. Excessive withdrawal and other fees may apply to Free Savings accounts. Limit one account per person.
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