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TCF Free Checking®

A convenient, free checking account without the hassle of a minimum balance. Plus there’s no monthly fee for active accounts with online statements.

Your location:

Minimum opening deposit


Monthly maintenance fee

Please provide your ZIP code to open account online.
Enter ZIP
Visit a branch

Learn more about your account

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Available funds

The time of day and type of deposit affect when your funds are available.

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Overdraft services

See your options for managing overdrafts on your checking account.

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Routing number

Find your routing number with the help of this guide.

Your Location
Personalize your banking experience by entering your location.
ZIP code is required.