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TCF® Base Account

An affordable account with digital banking, direct deposit, no overdraft fees and other features.

Your location:

Minimum opening deposit


Monthly maintenance fee

Please provide your ZIP code to open account online.
Enter ZIP
Visit a branch

Learn more about your account

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Available funds

The time of day and type of deposit affect when your funds are available.

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Routing number

Find your routing number with the help of this guide.

Your Location
Personalize your banking experience by entering your location.
ZIP code is required.