Joseph P. Gaffigan
Joe has over 25 years experience starting and growing cash flow and asset based lending groups and has spent his entire career focused on the lower middle market. Prior to starting TCF Capital Funding Joe grew MFC Capital Funding from a de novo business to over $600 million in commitments and previously formed and built Fifth Third Bank's Structured Finance Group. Joe began his career at American National Bank & Trust Company of Chicago where he managed an Asset Based Lending group. Joe is a graduate of Georgetown University and received his MBA from the University of Chicago's Booth Graduate School of Business.
Edward J. Ryczek
Senior Vice President
Ed has over 23 years experience providing cash flow, asset based and mezzanine loans to the lower middle market. Prior to TCF Capital Funding he was a Managing Director at MFC Capital Funding and was a Director at J.P. Morgan Mezzanine. Ed began his career at American National Bank & Trust Company of Chicago where he managed an Asset Based Lending group. Ed is a graduate of the University of Illinois at Urbana-Champaign and he received his MBA from Northwestern University's Kellogg Graduate School of Management.
Thomas G. Karle
Senior Vice President
Thom has over 20 years of experience in the banking and loan industry providing senior debt to the lower middle market. Prior to TCF Capital Funding, Thom covered East Coast marketing for Monroe Capital and prior to that was a Managing Director at MFC Capital Funding. Thom began his career at BMO Harris Bank where he spent 16 years in various roles. Thom graduated from College of the Holy Cross and earned a Masters degree in Accounting from DePaul University's Charles Kellstadt Graduate School of Business.
Kevin C. Nowak
Senior Vice President
Kevin has over 16 years of experience in leveraged finance. Prior to joining TCF, Kevin was a Director in Fifth Third Bank’s Sponsor Leveraged Finance Group. His primary responsibilities included business development, transaction execution, underwriting, and portfolio management. Prior to joining Fifth Third Bank, Kevin was a Vice President at MFC Capital Funding, where he focused on transaction execution, underwriting, and portfolio management. Prior to joining MFC Capital Funding, Kevin was an Associate with BMO Harris Bank with execution and underwriting responsibilities within the bank’s Syndications, Sponsors and Services, and Asset Based Lending groups. Kevin received a BS in Finance from the University of Illinois at Urbana-Champaign.
Senior Vice President
KC is an accomplished senior lending professional with over 17 years of experience in leveraged lending. Most recently KC served as Managing Director and Senior Vice President at Fifth Third Bank where he managed the Structured Finance Group’s Central region. KC was responsible for leading multiple teams while developing relationships with private equity groups, junior capital providers and intermediaries. Prior to that KC held various positions with Fifth Third including Team Leader and Relationship Manager. KC received a Bachelor of Science in Business from Michigan State University.
Scott S. Nielsen
Scott brings over 20 years of experience to TCF Capital Funding including 10+ years in both leveraged lending and corporate finance. Scott began his career overseas with Arthur Anderson and Morgan Stanley. Prior to joining TCF Capital Funding, Scott served as Vice President at Fifth Third Bank in their Structured Finance Group in Chicago providing senior debt to the lower middle market. He also led the Middle Market Lending Group for Busey Bank, a regional bank in downstate Illinois. Scott is a certified CPA and attended the University of Illinois Urbana-Champaign where he earned both his BA and MBA.
Mike brings 5 years of experience to TCF Capital Funding of financial analysis and sound business processing. Prior to joining TCF, Mike was an Associate at AEG Partner/Access Value Investors a corporate restructuring and private equity firm. His primary responsibilities included strategic planning, corporate turnaround, due diligence and budget development. Prior to joining AEG, Mike was a Financial Analyst for The Roomplace furniture retailer with various responsibilities including financial planning, treasury management and monitoring covenant compliance. Mike received a BS in Finance from the University of Illinois at Urbana-Champaign.
Nick brings 6 years of experience of high yield credit and investment banking to TCF Capital Funding. Prior to joining TCF, Nick was an Investment Banking Associate at Metropolitan Capital Investment Bancorp. Working directly with principals and managing directors, his primary responsibilities included execution and advice on private placement of securities, portfolio management, and managed deal teams. As an Associate and Relationship Manager with Metropolitan he was responsible for business development and financial analysis. Nick received a BS in Finance from the University of Illinois at Urbana-Champaign
Bob brings 5 years of experience of credit analyst and relationship management to TCF Capital Funding. Prior to joining TCF, Bob was an Associate and Relationship Manager at Metropolitan Capital Bancorp, his primary responsibilities included strategic planning, financial analyst and relationship management. As an analyst with Metropolitan responsibilities included due diligence, raised capital through accredited and institutional investors and provided debt and equity solutions. Bob received a BS in Arts and Sciences from Northwestern University-Weinberg College.
Andrew brings over 3 years of experience of underwriting middle market and broadly syndicated loans to TCF Capital Funding. Prior to joining TCF, Andrew was an Associate at Crestline Denali were his primary responsibilities included underwriting new loan opportunities and maintaining a portfolio of 30+ loans. Prior to joining Crestline Denali, Andrew was an Advisor at Ernst & Young in the Financial Services Office where his primary responsibilities included performing funding reviews for FDIC insured institutions and reducing their insurance expense. Andrew received a BS in Financing and Accounting from the University of Kansas, where he served as Head Teaching Assistant for managerial accounting courses.
Mason brings 4 years of experience of underwriting middle market loans to TCF Capital Funding. Prior to joining TCF, Mason was an Associate at The PrivateBank, where his primary responsibilities included underwriting new loan opportunities and assisting with various aspects of portfolio management within the ABL Group. Prior to joining The PrivateBank, Mason was a Credit Analyst at First Bank & Trust, where he focused on underwriting lower middle market deals, assisting with due diligence, and portfolio maintenance. Mason received his BBA in Finance, Investments, and Banking from the University of Wisconsin-Madison.