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TCF Small Business Checking

TCF Small Business Checking

As a small business owner, you have enough worries. Your checking account should not be one of them. Turn to TCF Small Business Checking1 - a great account designed for limited checking activity.

Stop by any of our convenient TCF locations to open an account.


No Monthly Maintenance Fee2 with any of the following:

  • 15 qualifying withdrawals OR
  • $2,500 average monthly balance
  • Otherwise: $4.95

FREE Monthly Transactions

  • 200 ACH credits/deposited items
  • 200 Inclearings
  • 25¢ per item thereafter

Minimum Opening Deposit

Earns Interest

Merchant Processing
Next day funding3

Plus, TCF Small Business Checking Offers:

Qualifying Withdrawals

Designed to give you more control, more services, and more freedom TCF offers checking accounts FREE of monthly maintenance fees if you do a little business with us. Qualifying withdrawals include:

  • Check Card Recurring Payments
  • Point of Sale Purchases (using PIN)
  • ACH Automated Withdrawals
  • Inclearing Checks
  • Converted Checks
  • Bill Payment Items
  • Check Card Purchases
  • Does NOT include: ATM Withdrawals or In-Branch Withdrawals

With flexible checking and savings accounts, TCF can meet the demands of your growing business, no matter what the range of your needs. To open an account, visit a TCF Bank location.


1Please note that TCF’s standard account service charges will apply. These charges include, for example, fees for overdrafts and returned items (NSFs), shipping/handling/applicable taxes on check orders, dormant accounts, and other optional services.  Free check images are available through TCF’s online banking service; a monthly fee applies when you request to receive check images with your mailed statements. Talk to a TCF Representative for more information. 2Certain limitations and conditions apply. See your account contract or a TCF Representative for details. 3Merchant Processing Services are provided by FirstData, an unaffiliated third party. 4Payroll Processing Services provided by PayChex, an unaffiliated third party.

*TCF provides zero fraud liability for unauthorized use of your card. Zero fraud liability does not apply to certain commercial transactions made with a business debit card. Cardholder must notift TCF Bank of any unauthorized use no later than 60 days after we sent you the first statement on which the unauthorized use appeared. Certain conditions and limitations may apply.

Equal Housing Lender

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