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TCF Certificates of Deposit (CDs)

TCF® Certificates of Deposit (CDs)

A Certificate of Deposit (CD) is similar to a savings account but the deposit is held with the bank for a specific period of time (6 months, 1 year, etc.). As the CD holder, you earn a guaranteed interest rate during this time. CDs are an essential part of any savings plan because they are an opportunity to truly set aside money. You choose a specific amount of time to leave the money alone and you earn a guaranteed interest rate during that time.

You can open a CD today at any TCF branch with as little as $500!

When the CD term ends, your CD has matured. After this maturity date, you have seven calendar days to add to or withdraw money from the CD. This time is known as the “grace period”. If you do not make changes during your grace period, your CD will automatically renew into the same term with the current rate for that term. Consider letting your CD renew so your money can continue to grow!

A penalty may be imposed for early withdrawal.

TCF Bank has a wide range of savings options that will help your money work harder for you. To open a CD, visit a TCF Bank location today.

Plus, TCF CDs Offer:

  • Terms that vary to fit your needs - from 3 months to 10 years
  • Balance information available in online banking and mobile banking
  • Competitive interest rates
  • Retirement specific options

Account Details  
Minimum Opening Deposit: $500
Monthly Maintenance Fee:


Earns Interest (minimum balance may be required):
Yessee current rates (rates are subject to change)
Free Online Banking Access
(Customers who only have a CD account with TCF must request a PIN to access their account in online or mobile banking.)
Early Withdrawal Penalties May Apply:
See Terms and Conditions for Certificates

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