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Home |Personal Banking |Checking
TCF Golden GopherSM Checking
TCF Golden Gopher Rewards Card A TCF® Golden Gopher Checking account is available to University of Minnesota alumni and season ticket holders! This account is loaded with extras… including FREE participation in TCF Miles PlusSM Rewards! A program that rewards you with points when using your TCF Check Card.

TCF Golden Gopher Checking Features

  • FREE Golden Gopher Rewards Check Card with TCF Miles Plus Rewards
  • FREE Preferred Online Banking
  • FREE Online Bill Payment
  • FREE Checks
  • Two FREE withdrawals at non-TCF ATMs
  • No monthly maintenance fee with a $2,500 minimum daily account balance or $15,000 in total household balances
  • ¼%* Interest Rate Bonus on Certificates of Deposit
  • ¼%** off Normal Interest Rate on Home Equity Loans with Monthly Electronic ACH Payment

TCF Miles Plus Rewards Program

Use your TCF Golden Gopher Rewards Card everywhere that accepts Visa® debit cards. You will earn 1 point for every $1 spent on Qualifying Purchases. Use your points for travel on most major airlines without blackout dates, or for merchandise from the world's most popular online retailer. Additionally, you can show your support by donating your points to the University of Minnesota.

View a demo to preview your choice of merchandise and travel options by clicking one of the links below.

Read our Frequently Asked Questions for more information about TCF Golden Gopher Checking.

To access the TCF Golden Gopher Rewards Program, sign-in to TCF Online Banking, click on the Rewards tab, select TCF Miles Plus, and click Access Account.

* The ¼% CD Bonus is an increase in the normal rate payable by TCF on certificates of deposit for the same amount and term as in effect at time of certificate opening. Minimum opening balance is $500. Cannot be used in conjunction with any other promotional rate offer or for Jumbo CDs or non-personal accounts. Substantial penalty for early withdrawal.

** The ¼% off the normal interest rate on TCF Home Equity and Consumer loans is for the same amount and term as in effect at the time of the loan. Payment on the loans must be made by automatic withdrawal from a TCF checking or savings account to be eligible for the discount. The discount cannot be used in conjunction with any other promotional rate offers. Not all consumer loans are eligible for the discount, and the discount does not apply to extensions or renewals of existing loans. Current rates are subject to change without notice. Loans are subject to approval.

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