A TCF® Golden Gopher Checking account is available to University of Minnesota alumni and season ticket holders for FREE! The more you use your card, the more points you will earn in the TCF Golden Gopher RewardsSM Program.

Use your TCF Golden Gopher Rewards Card everywhere that accepts Visa® debit cards and you will earn 1 TCF Miles Plus^SM point for every $1 spent on Qualifying Purchases. Use your points for travel on most major airlines without blackout dates, or for merchandise from the world's most popular online retailer. Or, donate your points to the University of Minnesota. See Program Rules (Terms and Conditions) for the definition of Qualifying Purchases.

Your Golden Gopher Rewards Card will also be automatically enrolled in the TCF CashRewards^SM Program, allowing you to earn rewards in both programs! TCF CashRewards is a FREE Program rewarding cash back at hundreds of local and national retailers. Learn more about TCF CashRewards.

Demo
View a demo to preview your choice of merchandise and travel options by clicking one of the links below.

• Dial-up Connection
• High-speed Connection (Macromedia Flash® plug-in required)

Read our Frequently Asked Questions for more information about TCF Golden Gopher Checking.

To access the TCF Golden Gopher Rewards Program, sign-in to TCF Miles Plus or sign-in to TCF Online Banking, click on the Rewards tab, select TCF Miles Plus, and click Access Account.

Features
There is no minimum balance requirement and no monthly service charge, and you get your first order of Golden Gopher checks FREE! Get these other great benefits:

• $50 with any new recurring Direct Deposit
• 1/4%* Interest Rate Bonus on Certificates of Deposit
• 1/4%** off Normal Interest Rate on Home Equity Loans with Monthly Electronic ACH Payment
• FREE Preferred Online Banking and Online Bill Pay
• FREE withdrawals at non-TCF ATMs (limit of 2 withdrawals each statement period - fees apply to additional transactions)
• Earn Money Market rates

All TCF checking accounts include:

• FREE TCF Express Teller® ATM transactions
• FREE 24-hour automated Express Phone service
• FREE Online Banking with statement and check images
• FREE customer service support by phone
• FREE notary and signature guarantee service
• Purchase a TCF Visa Gift Card with no upfront purchase fees

Certain limitations and conditions apply. See your TCF Representative.

To open an account, visit a TCF Bank location today.

* The 1/4% CD Bonus is an increase in the normal rate payable by TCF on certificates of deposit for the same amount and term as in effect at time of certificate opening. Minimum opening balance is $500. Cannot be used in conjunction with any other promotional rate offer or for Jumbo CDs or non-personal accounts. Substantial penalty for early withdrawal.

** The 1/4% off the normal interest rate on TCF Home Equity and Consumer loans is for the same amount and term as in effect at the time of the loan. Payment on the loans must be made by automatic withdrawal from a TCF checking or savings account to be eligible for the discount. The discount cannot be used in conjunction with any other promotional rate offers. Not all consumer loans are eligible for the discount, and the discount does not apply to extensions or renewals of existing loans. Current rates are subject to change without notice. Loans are subject to approval.