Payroll Direct Deposit for Employees
TCF Express Direct Deposit is a service available to small and medium-sized businesses. The Automated Clearing House (ACH) is used to route payroll deposits electronically to the banks where employees maintain their personal accounts.

Payroll Processing
TCF Bank has payroll and payroll tax services designed exclusively for small to medium-sized businesses. With TCF payroll services, you will get these benefits:

• Peace of mind.
  Your payroll is done quickly and correctly.

• Time and money saved.
  Stay in control of your payroll without losing valuable time.

• Reduce lost and stolen checks.
  Direct deposit means fewer stop payments and reissued checks.

• Elimination of payroll tax worries.
  Our services handle all tax returns and deposits, with accuracy and timeliness guaranteed.

• Electronically transmitted payroll information.
  The ease, convenience and accuracy of electronic transmission is available to PC users.

• Improved employee benefits package.
  We offer employee handbook-publishing, Section 125 plan administration, and more!

TCF Express Direct Deposit
Save time and money by eliminating the expense of preparing and distributing paper checks.

Payroll Direct Deposit services have traditionally been available only to employees of medium-sized or larger businesses. Small businesses have generally not had the ability to offer direct deposit unless their payroll processing was outsourced to a third-party service provider. Now, with TCF Express Direct Deposit, businesses with few employees - even those who are self-employed without employees - have access to the speed and convenience of direct deposit via the dependable Automated Clearing House (ACH).

TCF Express Direct Deposit offers:

• Reliability and Convenience - Payroll Direct Deposits will be automatically deposited into employee bank accounts in cases of bad weather, being on vacation or out of town, or illness. Employees will no longer have to travel to the bank on payday to make their deposit.

• Safety & Security - Unlike a paper check, Payroll Direct Deposits will never be lost, stolen, destroyed or forged. Direct Deposits are customarily posted before the opening of business on payday making the funds immediately available to employees.

• Online Functionality - TCF Express Direct Deposit is a secure online solution that is easy to access and easy to navigate with the onboard Wizard. There is no software to install on your computer.

Payroll processing services are provided by unaffiliated companies.