Checking Accounts
TCF Bank has checking accounts designed to meet your everyday needs and provides easy access to your money. Review the checking products that we offer below and decide which one is best for you.

Account Summary
TCF also designed a one page, easy to read account summary that describes our basic terms and conditions.

When you're ready to open an account, you can either apply online or visit a TCF Bank location.

Account Name	TCF Convenience CheckingSM Apply Now	TCF Premier Checking Apply Now	TCF Premier Checking Plus Find your neighborhood TCF branch location	TCF Premier 50+ CheckingSM Apply Now	TCF Student CheckingSM Apply Now
Account Description	A great checking account that gives you flexibility for easy money management.	A great checking account that earns high interest rates when you maintain a monthly balance.	A great checking account that earns high interest rates when you maintain a monthly balance. Earn rewards when using your TCF Premier Plus Charge Card.	A great product for customers age 50 or older. It is a high-yield interest checking account with competitive money market rates and other great convenient benefits.	A checking account designed especially for high school and college students. It's easy to use and provides the convenience necessary for busy students.
Minimum Opening Deposit	$25	$500	$500	$25	$25
Monthly Maintenance Fee	None with any of the following: 15 qualifying withdrawals1 $10,000 in minimum combined balances1 Otherwise $9.95	None with any of the following: $2,500 minimum balance $15,000 Combined Deposit Balances1 Otherwise $15.00	None with any of the following: $2,500 minimum balance $15,000 Combined Deposit Balances1 Otherwise $15.00	None with any of the following: 15 qualifying withdrawals1 $10,000 Combined Deposit Balances1 Otherwise $9.95	None with any of the following: 10 qualifying withdrawals1 $10,000 Combined Deposit Balances1 Otherwise $2.95
Minimum Balance Required	None	$2,500 minimum balance or $15,000 combined deposit balances1	$2,500 minimum balance or $15,000 combined deposit balances1	None	None
Earns Interest	No	Yes3	Yes3	Yes3	No
Free Card Access	TCF Check Card	TCF Check Card	TCF Premier Plus Charge CardSM 5 with TCF Miles Plus Rewards, 1 point per $1 for Qualifying Purchases	TCF Check Card	TCF Check Card
Free Preferred Online Banking & Bill Pay with no Monthly Fees	Yes	Yes	Yes	Yes	Yes
Free Mobile Banking	Yes	Yes	Yes	Yes	Yes
No TCF ATM Fee for Transactions at Non-TCF ATMs Inside the U.S.2	FREE transfers	Yes - 2 Free Withdrawals Per Statement Cycle and Free Transfers	Yes - 2 Free Withdrawals Per Statement Cycle and Free Transfers & Free ATM withdrawals outside the U.S.	2 Free Withdrawals Per Statement Cycle and Free Transfers	FREE transfers
Free Check Printing	No	Yes4	Yes4	Yes4	First Order4
Free Travelers Checks, Official Checks & Money Orders	No	Yes1	Yes1	Yes1	No

Please note that TCF's standard account service fees and monthly maintenance fees will apply for your account. These include fees for any nonsufficient funds (NSF) items or overdrafts on your account, and other fees. TCF will waive the monthly maintenance fee for checking accounts for a statement period if you meet certain conditions during the period. Talk to a TCF Representative, or see the terms of your account contract, for a complete description of these conditions.

Convenient Services for all TCF Customers:

• Open 7 Days
• Free Transactions at TCF Bank ATMs
• Free TCF Phone Banking
• Free Coin Counting
• Free Online Banking
• TCF Mobile Banking
• Free Online Bill Payment and Free and Secure Online Statements
• Tell-a-Friend Rewards

©2012 TCF National Bank. Member FDIC. ¹Certain limitations and conditions apply. Qualifying transactions are: (1) debit card purchases, not including ATM withdrawals or gift card purchases; (2) withdrawals using TCF's online bill payment service; (3) ACH (automated) withdrawals; and (4) checks you write against your account, unless the check is cashed at TCF or deposited into a TCF account. See your account contract or a TCF Representative for details. ²The owner or operator of the ATM may also charge a fee. An international service fee will apply to transactions conducted outside the U.S. (free for TCF Premier Checking Plus). ³Refer to Current Rates and Yields. ⁴Customer is responsible for paying shipping and handling (including applicable taxes). ⁵Premier Plus Charge Card Terms and Conditions.