TCF Bank has checking accounts designed to fit your needs and provide you with easy access to your money.

Open a new TCF Checking account today! Apply for an account online or visit a TCF Bank location to open an account.

Checking Product Features

	Account Description	Minimum Opening Deposit	Minimum Balance to Avoid Monthly Service Fees	Monthly Service Fee	Pays Interest	Free Transaction at Non-TCF ATMS (no TCF Fee)	Free Travelers Checks, Official Checks and Money Orders1
TCF PLUS E CHECKING Apply Now	Easy access to your money through Direct Deposit or Online Banking.	$25	NONE	None - with Direct Deposits totaling $100+ or an Online Bill Payment or ACH Debit of $25 or more (otherwise $7)	—	Yes - 2 Free In-State & 2 Free Out-State Withdrawals Per Statement Cycle & Free Transfers	—
TCF POWER CHECKING Apply Now	Earns competitive interest rates with no monthly fees when maintaining a minimum monthly balance.	$25	$1,000 or $10,000 Combined Household Balances1	$10 if below minimum balance	YES2	Yes - 2 Free Withdrawals Per Statement Cycle & Free Transfers	Free Travelers Checks Only
TCF PREMIER CHECKING Apply Now	A great checking account that earns high interest rates when you maintain a monthly balance. Earn rewards when using your TCF Check Card.	$500	$2,500 or $15,000 Combined Household Balances1	$15 if below minimum balance	YES2	Yes - 2 Free Withdrawals Per Statement Cycle & Free Transfers & Free ATM Withdrawals outside the U.S.	YES1 Plus, receive FREE checks!3
TCF PREMIER CHECKING PLUS	A great checking account that earns high interest rates when you maintain a monthly balance. Earn rewards when using your TCF Premier Plus Charge Card.	$500	$2,500 or $15,000 Combined Household Balances1	$15 if below minimum balance	YES2	Yes - 2 Free Withdrawals Per Statement Cycle and Free Transfers	Yes1 Plus receive FREE checks!3
TCF TOTALLY FREE CHECKING Apply Now	The perfect solution for simple, worry-free checking without monthly service charges or minimum balance requirements.	$25	NONE	NONE	—	Free Transfers	—
TCF PREMIER 50+ CHECKING Apply Now	For those customers age 50 or better. No minimums and lots of extras including interest earned on your balance.	$25	NONE	NONE	YES2	Yes - 2 Free Withdrawals Per Statement Cycle and Free Transfers	YES1 Plus, receive FREE checks!3
TCF TOTALLY FREE STUDENT CHECKING Apply Now	A free checking account designed to provide students cost savings and convenient access.	$25	NONE	NONE	—	Free Transfers	—

Plus, all TCF Checking accounts include:

• FREE TCF Check Card
• FREE TCF Express Teller ATM Transactions
• FREE Online Banking with Check Images
• FREE Coin Counting
• Purchase-Fee Free TCF Visa Gift Cards⁴

¹Certain limitations and conditions apply - see your TCF Representative for details. Refer to applicable Terms & Conditions and Services & Prices Brochure. ²Refer to Current Rates and Yields Schedule. ³Customer is responsible for paying shipping, handling and applicable taxes. ⁴A monthly maintenance fee may be charged 7 months after purchase. A card expiration fee may be charged at time of expiration shown on card. Subject to Terms and Conditions and Other Fees may apply.