Positive Pay

Prevent check fraud through the use of Positive Pay, a service available through the TCF Express Business online banking service. TCF offers full, partial or reverse Positive Pay. With these services, payment of unauthorized checks drawn on your business account will be denied when presented to our tellers. In addition, unauthorized checks presented via nightly processing will be communicated to you each morning for your payment decision.

ACH Debit Block and Filter

Protect your business accounts from unauthorized or fraudulent ACH debit entries. Using the ACH Debit Block service, all electronic debits will be rejected before posting to your account and returned to the originator. The ACH Filter service gives you the flexibility to authorize single, multiple or recurring ACH debits, or to authorize an exact or maximum amount of any electronic debit transaction. Choose other filtering criteria, including the name of the originating company or ID number.